The job market is cutthroat, and the prices of most goods seem to be rising, but that doesn’t mean you can’t keep some money in your pocket. There are plenty of ways to save money, but the problem with most frugal living tips is that they ask you to make impossible changes to your lifestyle. Sure, it’s one thing to cut out a coffee at Starbucks, but most people can’t afford to sell their vehicles and start taking taxis to work, and they’re likely stuck in a house payment that won’t change, no matter how much they wish it to be so.
Instead of trying to do the impossible, why not make practical changes that can help you nickel and dime your way into a comfortable budget? Here are a few ways to do just that.
Many people seem to believe that coupons clipping is old and outdated, but the truth is that coupons have never been as profitable as they are now. With websites selling coupons for pennies, and online retailers sending emails with killer discounts, it’s impossible not to find a way to save money at the store, whether shopping for groceries, or clothes.
Pay Cash for Gas
As gas prices rise, many gas stations have invoked cash only pricing, which means you can save 3-5 cents per gallon when paying with cash. This might not sound like a lot, but when you add it up over a year, it makes a huge difference. If cash isn’t your thing, an alternative is to use a gas credit card, which will likely earn you the same discount. Just make sure to pay it off every month.
Use Credit Cards
Using credit cards with points and cash back bonuses is a great way to get a little bit of a return on every day purchases. It might only be 2-3% per month, but if you spend two grand, that’s $40 per month. You can use that to pay your phone bill.
Walk & Ride
Since gas prices are so high, why not take a break to get in shape by walking or riding your bike to nearby events. It’s not glamorous, but it will save money while helping you get some much needed exercise.
Frugal living isn’t just about cutting out the beer and coffee, but about making changes you can live with. Try these on for size and see how much money you’ll save. Every little bit helps.